E&O / PROFESSIONAL LIABILITY

Explore professional liability coverage for real estate and related businesses, then review the terms that matter for your services.

Errors and omissions insurance is professional liability coverage. It may respond to covered claims alleging mistakes, omissions or negligence in the professional services described by the policy.

Two policies with the same limit can treat defense expenses, insured contractors or prior work differently. Bring the full current policy and endorsements when you want to compare those differences.

• The definition of insured professional services and insured entities

• Per-claim and aggregate limits, deductibles and defense-cost treatment

• Retroactive dates, reporting requirements and extended reporting options

• Exclusions, conditions and sublimits affecting your actual activities

Start with what you know. We will identify any carrier application or supplemental information needed after the initial review.

Ask which entities and people are insured, whether all services are described, how defense costs affect limits, and which deductibles or sublimits apply.

Start with business details, licenses, revenue by service, professional counts, current declarations and claims history. Tell us about unusual services and known circumstances early.

READY TO PROTECT YOUR BUSINESS?

Start with an E&O quote or talk with an experienced broker.