LEGAL

Terms & Conditions

Effective date: October 20, 2026

These Terms & Conditions govern your use of the ECLICK Business Insurance Services website. By using this website, you agree to these terms.

Insurance information only

Content on this website is provided for general educational and informational purposes. It is not an insurance policy, binder, quote, contract, legal opinion, tax advice, or guarantee of coverage. Actual coverage is determined only by the terms, conditions, exclusions, endorsements, limits, and other provisions of the policy issued by the insurer.

No coverage is bound through the website

Submitting a form, sending an email, requesting a quote, or providing information through this website does not bind insurance coverage. Coverage is not effective unless and until it has been confirmed in writing by an authorized representative and, where applicable, accepted or issued by the insurer.

Quotes and availability

Insurance quotes are subject to underwriting, eligibility, carrier appetite, availability, completed applications, required documentation, and insurer approval. Premiums, terms, limits, deductibles, and available coverages may change before binding.

Your responsibility for information

You are responsible for providing accurate and complete information when requesting a quote or insurance service. Material changes in operations, property, ownership, drivers, payroll, revenue, professional services, or other exposures should be disclosed when relevant to coverage or underwriting.

Website content

We try to keep website information useful and current, but insurance laws, underwriting rules, policy forms, and market conditions change. We do not warrant that all website content is complete, current, or applicable to every situation.

Third-party links and services

This website may link to third-party sites or services. Those resources are provided for convenience, and ECLICK does not control their content, availability, security, or privacy practices.

Intellectual property

Unless otherwise indicated, the website design, text, graphics, branding, and other original materials are owned by or licensed to ECLICK Business Insurance Services and may not be copied or republished for commercial use without permission.

Limitation of liability

To the extent permitted by law, ECLICK Business Insurance Services is not liable for losses arising solely from reliance on general website information, delays or interruptions in website availability, or third-party websites or services. Nothing in these terms limits rights or obligations that cannot legally be limited.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Changes to these terms

We may update these Terms & Conditions from time to time. The effective date shown above indicates the most recent version posted on this website.

Contact

Questions about these terms may be directed to ECLICK Business Insurance Services at info@eclickinsurance.com or 877-291-9519. CA License #0F89428.